If you are hit by a driver without insurance in Salem County, an Uninsured Motorist Claim Lawyer Salem County from Law Offices Of SRIS, P.C. can help you recover damages under N.J.S.A. 17:28-1.1. Mr. Sris has handled thousands of personal injury cases firm-wide. You need a lawyer who knows how to fight insurance companies.
Last verified: April 2026 | Superior Court of NJ, Salem Vicinage | njcourts.gov/courts/vicinages/salem
What Is an Uninsured Motorist Claim Under New Jersey Law?
An uninsured motorist (UM) claim allows you to recover compensation from your own insurance company when the at-fault driver has no insurance. Under N.J.S.A. 17:28-1.1, New Jersey requires all auto insurers to offer UM coverage. This coverage pays for medical bills, lost wages, and pain and suffering caused by an uninsured driver. The statute of limitations for filing a UM claim in New Jersey is two years from the date of the accident. Your own insurance company becomes the defendant in the claim, and you must prove the other driver was at fault and uninsured.
For an Uninsured Motorist Claim Lawyer Salem County, the key statute is N.J.S.A. 17:28-1.1 (Uninsured and Underinsured Motorist Coverage). This law mandates that insurers offer UM coverage equal to your liability limits unless you reject it in writing. If you were hit by a driver without insurance, your UM policy steps in to cover your damages. The Law Offices Of SRIS, P.C. has handled 4,739+ documented case results firm-wide with over 93% favorable outcomes. Results may vary. Prior results do not guarantee a similar outcome.
External Citation Links
For the official New Jersey statute on uninsured motorist coverage, see N.J.S.A. 17:28-1.1 (New Jersey Legislature). For court procedures in Salem County, visit the Superior Court of NJ, Salem Vicinage website.
Insider Procedural Edge for Salem County UM Claims
- Report the accident to your insurance company immediately. Do not accept a low settlement offer without legal advice.
- Gather all evidence: police report, photos of the accident scene, witness statements, and medical records.
- Hire an Uninsured Motorist Claim Lawyer Salem County to handle all communications with the insurance company.
- Your lawyer will file a UM claim with your insurer and demand fair compensation for your injuries.
- If the insurer refuses to pay, your lawyer will file a lawsuit in the Superior Court of NJ, Salem Vicinage.
- Your case may go to arbitration or trial. Mr. Sris will fight for the maximum compensation available under your policy.
Penalty Table for Uninsured Motorist Claims in Salem County
In Salem County, an uninsured motorist claim allows you to recover damages from your own insurance company when the at-fault driver has no insurance.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Driving Without Insurance (at-fault driver) | N.J.S.A. 39:6B-2 | Up to 14 days | $300-$1,000 | License suspension 1 year | SR-22 filing required for 3 years |
| Uninsured Motorist Claim (your UM coverage) | N.J.S.A. 17:28-1.1 | N/A (civil claim) | N/A | N/A | Your insurer pays damages up to policy limits |
Results may vary. Prior results do not guarantee a similar outcome.
E-E-A-T Authority Block
Law Offices Of SRIS, P.C. was founded in 1997 by former prosecutor Mr. Sris. The firm has over 120 years of combined legal experience and has handled 4,739+ documented case results with over 93% favorable outcomes. Mr. Sris personally amended Va. Code § 20-107.3, the equitable distribution statute in Virginia. The firm’s tagline is “Advocacy Without Borders.” Mr. Sris is admitted to practice in VA, MD, DC, NJ, and NY. He has extensive experience handling uninsured motorist claims in New Jersey.
Case Results
Firm-wide across VA, MD, NJ, NY, and DC, Law Offices Of SRIS, P.C. has handled 4,739+ documented case results with over 93% favorable outcomes. While no specific Salem County UM case result is available, Mr. Sris has extensive experience handling personal injury and UM claims throughout New Jersey.
Results may vary. Prior results do not guarantee a similar outcome.
Local Pack Trigger Block
Our New Jersey location is approximately 90 minutes from Salem County courts, accessible via I-295, Route 45, Route 49, and Route 40. If you need an uninsured driver accident lawyer Salem County, we serve clients throughout Salem County. We are a UM claim lawyer Salem County near Salem, Pennsville, Carneys Point, Woodstown, Pilesgrove, Alloway, Quinton, and Elsinboro. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Toll-Free: (888) 437-7747 | Local: (609)-983-0003
By appointment only. 24/7 phone consultations.
Frequently Asked Questions
Do I need an uninsured motorist claim lawyer in Salem County?
Yes. Insurance companies often deny or undervalue UM claims. A lawyer ensures you receive fair compensation for medical bills, lost wages, and pain and suffering.
How long do I have to file a UM claim in Salem County?
Two years from the date of the accident under New Jersey law. Missing this deadline bars you from recovering any compensation through a UM claim.
What damages can I recover through a UM claim in Salem County?
You can recover medical expenses, lost wages, pain and suffering, and loss of consortium. Your UM policy limits determine the maximum amount available.
Does New Jersey require uninsured motorist coverage?
Yes. Under N.J.S.A. 17:28-1.1, all auto insurers must offer UM coverage equal to your liability limits unless you reject it in writing.
What if the uninsured driver fled the scene in Salem County?
A hit-and-run accident qualifies for UM coverage if you report the accident to police within 24 hours and can prove physical contact or corroborating evidence.
Can I sue my own insurance company for bad faith on a UM claim?
Yes. If your insurer unreasonably denies or delays payment on a valid UM claim, you may have a bad faith claim under New Jersey law for additional damages.
Freshness Block
Last verified: April 2026. Information current as of April 2026. Laws change — contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
Attorney responsible for this advertisement: Mr. Sris, Law Offices Of SRIS, P.C., 44 Apple St 1st Floor, Tinton Falls, NJ 07724.
