In Atlantic County, an uninsured motorist claim under NJ law allows you to recover damages from your own insurer when the at-fault driver has no coverage. Law Offices Of SRIS, P.C. has handled numerous personal injury cases in Atlantic County, helping clients secure compensation for medical bills and lost wages. Call (888) 437-7747.
What Is an Uninsured Motorist Claim in Atlantic County?
An uninsured motorist (UM) claim in Atlantic County is a legal action against your own insurance company under the NJ Uninsured Motorist Act (N.J.S.A. 17:28-1.1). This statute requires NJ auto insurers to offer UM coverage, which pays for injuries caused by a driver who lacks liability insurance. The claim is filed in the Superior Court of NJ, Atlantic Vicinage, located at 1201 Bacharach Boulevard, Atlantic City, NJ 08401. Law Offices Of SRIS, P.C., founded in 1997 by former prosecutor Mr. Sris, has over 120 years of combined legal experience handling such claims.
Last verified: April 2026 | Superior Court of NJ, Atlantic Vicinage | New Jersey Legislature
Relevant Laws and Court Information
For the official statute governing uninsured motorist claims, see N.J.S.A. 17:28-1.1 (New Jersey Uninsured Motorist Act). For court procedures, visit the Superior Court of NJ, Atlantic Vicinage website.
Insider Procedural Edge for Atlantic County UM Claims
In Atlantic County, UM claims are filed in the Law Division of the Superior Court. Discovery includes an Independent Medical Exam (IME) by the insurance company. Cases under $20,000 go to mandatory non-binding arbitration. Trial by jury is available for larger claims.
- Report the accident to your insurance company immediately.
- Gather evidence: police report, photos, witness statements.
- File a UM claim with your insurer under N.J.S.A. 17:28-1.1.
- If denied, file a lawsuit in Superior Court, Atlantic Vicinage.
- Attend mandatory arbitration if your claim is under $20,000.
- Proceed to trial if arbitration is non-binding and you disagree.
In Atlantic County, an uninsured motorist claim seeks damages for injuries caused by an uninsured driver. Compensation covers medical expenses, lost wages, and pain and suffering.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim | Civil Action | N/A | N/A | N/A | Damages: medical bills, lost wages, pain and suffering. Modified comparative fault: barred if more than 50% at fault. |
Results may vary. Prior results do not guarantee a similar outcome.
Why Choose Law Offices Of SRIS, P.C. for Your UM Claim?
Law Offices Of SRIS, P.C. was founded in 1997 by former prosecutor Mr. Sris. The firm has over 120 years of combined legal experience and has handled 4,739+ documented case results with a 93%+ favorable outcome rate firm-wide across NJ, VA, MD, NY, and DC. Our tagline is “Advocacy Without Borders.” We bring case-specific approach to every uninsured motorist claim in Atlantic County.
Case Results in Atlantic County
No verifiable case result is available for this jurisdiction/topic. Firm-wide across VA, MD, NJ, NY, and DC, Law Offices Of SRIS, P.C. has handled 4,739+ documented case results with over 93% favorable outcomes.
Results may vary. Prior results do not guarantee a similar outcome.
Our Location and Service Area
Our New Jersey location is accessible from Atlantic County courts via the Garden State Parkway and Atlantic City Expressway. We serve clients throughout Atlantic County, including Atlantic City, Egg Harbor Township, Galloway, Hamilton Township, Pleasantville, Hammonton, Absecon, Ventnor, Linwood, Brigantine, and Margate.
Looking for an uninsured motorist claim lawyer near Atlantic City? We are here to help.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Toll-Free: (888) 437-7747 | Local: (609)-983-0003
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
By appointment only.
Frequently Asked Questions About Uninsured Motorist Claims in Atlantic County
Do I need a lawyer for an uninsured motorist claim in Atlantic County?
Yes. An experienced UM claim lawyer Atlantic County can help you handle the claims process and negotiate with your insurance company for fair compensation.
How long do I have to file an uninsured motorist claim in Atlantic County?
It depends. The statute of limitations for personal injury claims in NJ is 2 years from the date of the accident. However, your insurance policy may have shorter notice requirements.
What damages can I recover in an uninsured motorist claim?
You can recover medical expenses, lost wages, pain and suffering, and loss of consortium. NJ has no caps on personal injury damages for UM claims.
What if the uninsured driver is more than 50% at fault?
It depends. Under NJ’s modified comparative fault rule, you are barred from recovery if you are more than 50% at fault. An uninsured driver accident lawyer Atlantic County can evaluate your case.
Can I file a UM claim if I was a passenger?
Yes. As a passenger, you can file a UM claim under the policy of the vehicle you were in, or under your own policy if you have one. A UM claim lawyer Atlantic County can advise you.
Related Legal Services
- New Jersey Personal Injury Lawyer
- Bergen County Personal Injury Lawyer
- Burlington County Personal Injury Lawyer
- Business Lawyer Atlantic County
- DUI Lawyer Atlantic County
- New Jersey Law Location
Learn more about our lead attorney: Mr. Sris — Former Prosecutor
Last verified: April 2026. Information updated as of 2026-02-20. Laws change — contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
Attorney responsible for this advertisement: Mr. Sris, Law Offices Of SRIS, P.C., 44 Apple St 1st Floor, Tinton Falls, NJ 07724.